One of the most common questions our prospective clients ask is: What will my sessions cost with insurance?
We understand that this is a deal-breaker question and a major barrier for prospective clients and first-timer therapy seeker as you so courageously take that first step to try therapy!
Insurance plans we accept
Dear Therapy is in-network with these insurance plans:
Aetna
Blue Cross Blue Shield
Carelon / Fallon
Cigna / Evernorth
Harvard Pilgrim Health Care (Point32Health)
Mass General Brigham Health Plan (MGBHP)
MassHealth
Tufts Health Plan (Point32Health)
UnitedHealthcare / Optum
Wellsense
Two ways to find out what your sessions will cost
Option 1: Let us check for you
Submit a Dear Therapy Client Contact form, and we'll verify your insurance for you. We do our best to verify, but your insurance's Member Services has the most accurate information about your plan.
Option 2: Call your insurance company
Call the Member Services number on your insurance card and ask:
"Is Dear Therapy Inc (1801658802) or Yanyi Weng (1053885558) in-network with my plan?"
If yes, ask: "How much is my deductible?" and "Do I have a copayment?" The representative will confirm whether you have a deductible, a copayment, or both.
If no, Dear Therapy is out-of-network for your plan. We can provide a superbill that you can submit to your insurance for out-of-network reimbursement. Email info@deartherapy.com to ask about out-of-network payment options.
Frequently asked questions about therapy costs
What is a deductible?
A deductible is the amount you pay out of pocket each plan year to in-network providers before your insurance starts covering sessions. Your deductible is set by your insurance plan, not by our practice.
What is a copayment?
A copayment (copay) is a small set amount you pay per session when your insurance covers most of the session fee. Copays for therapy commonly range from $10 to $35.
What if Dear Therapy is out-of-network with my insurance?
You may still be able to get part of your session fees reimbursed. We can give you a superbill to submit to your insurance company. Email info@deartherapy.com to learn about out-of-network payment options.
Who has the most accurate information about my coverage?
Your insurance company's Member Services team. We're happy to verify your benefits, but your insurer has the final word on what your plan covers.
Ready to get started?
Submit a Dear Therapy Client Contact form with your insurance information, or email info@deartherapy.com with any questions. We'll help you understand your costs before your first session.
We acknowledge that the insurance and the healthcare system can be daunting to navigate. Frankly, it’s been a tremendous learning curve for us too, even though we’ve been in the mental health field for over a decade! We at Dear Therapy have created a simplified flyer for you where you can save it for future reference. Hope it can help you understand more about your options and proceed with more confidence.
Cheers,
DEAR Therapy team
